Hide! Here Comes The Insurance Guy: Understanding Business ...

Hide! Here Comes The Insurance Guy: Understanding Business Insurance and Risk Management

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Rick Vassar, a certified expert in the commercial insurance arena, writes from a risk manager?s perspective as he tackles the often confusing field of commercial insurance with his real numbers, real solutions strategy. Developed not just as an initial learning tool but also as an ongoing resource for experienced managers as well as the uninitiated, this simple guide will help busy executives and business owners reduce expenses in their current programs. Vassar will teach you four distinct steps for controlling your insurance costs:

Understand the language and the process
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With a fresh perspective, this guidebook provides insight into an industry that is constantly evolving, and it shows how you can potentially save your company millions of dollars in insurance costs!?

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Helicopters attack Colombian rebels as president visits south

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Source: http://news.yahoo.com/helicopters-attack-colombian-rebels-president-visits-south-223100131.html

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DreamWorks Animation Planning Theme Park in New Jersey | The ...

Watch out, New Jersey -- Shrek is coming your way.

DreamWorks Animation announced Wednesday that the company is launching a theme park based on its films at the American Dream complex at New Jersey's Meadowlands.

The park, which will be an enclosed indoor facility, is being created with multinational conglomerate Triple Five Worldwide, which includes American Dream among its assets, and will feature characters from DreamWorks films including "Shrek, "How to Train Your Dragon," "Kung Fu Panda," "Puss in Boots" and "Madagascar."

Also read: DreamWorks Animation 1Q Earnings Beat the Street

The character-driven entertainment destination will include themed rides and attractions, along with retail venues, a water park, an ice-skating rink, an indoor ski park and theaters. Plans also call for 1.7 million square feet of retail space, along with 150,000 square feet of dining and restaurant space.

DreamWorks Animation CEO Jeffrey Katzenberg said that the park will be "a one-of-a-kind retail and entertainment destination in North America" that will "incorporate DreamWorks Animation characters, storytelling and technology into a unique and innovative family entertainment experience at the venue."

Also read: "Madagascar 3": Health Group Wants Feds to Investigate Claritin Tie-In

Triple Five president Don Ghermezian added that the park "will have direct input from the creative talents behind the films."

According to the Los Angeles Times, the American Dream complex, which was originally scheduled to open in 2007 but has remained vacant, isn't the first venue that DreamWorks has eyed for a theme park. The company had previously considered a park in Dubai, but plans fell through.

?

Related Wrap Stories

Source: http://www.thewrap.com/movies/article/dreamworks-animation-planning-theme-park-new-jersey-47346

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450,000 Yahoo Voice passwords stolen in data breach

Editor's note: This article replaces a previous report from Reuters, saying that the hack affected the Yahoo! Voice VOIP service. The source of the statement, the TrustedSec security consultancy firm, has updated its report to verify that it was, in fact, the Yahoo! Voices site.

The beleaguered Internet company Yahoo! has another crisis on its hands: 450,000 user email addresses and passwords stolen from its user-generated content service, Yahoo! Voices.

Even worse, all the passwords were stored unencrypted, or in "plaintext," right out there for anyone to read.

A hacking group calling itself "D33ds Company" posted the data on its own website, which only partially accessible this morning (July 12).

"We hope that the parties responsible for managing the security of this subdomain will take this as a wake-up call, and not as a threat," read a note at the end of the posting, according to Ars Technica.

"There have been many security holes exploited in webservers belonging to Yahoo! Inc. that have caused far greater damage than our disclosure. Please do not take them lightly. The subdomain and vulnerable parameters have not been posted to avoid further damage."

However, it turned out the Yahoo! subdomain was in fact included by accident, which tipped off the security company TrustedSec that the user data belonged to Yahoo! Voices, previously known as Associated Content.

"We confirm that an older file from Yahoo! Contributor Network (previously Associated Content) containing approximately 400,000 Yahoo! and other company users names and passwords was stolen yesterday, July 11," a Yahoo! spokesman told SecurityNewsDaily via email. "Of these, less than 5 percent of the Yahoo! accounts had valid passwords."

"We are fixing the vulnerability that led to the disclosure of this data, changing the passwords of the affected Yahoo! users and notifying the companies whose users accounts may have been compromised," the spokesman said. "We encourage users to change their passwords on a regular basis and also familiarize themselves with our online safety tips at security.yahoo.com."

The D33ds Company posting said the crew had used a SQL injection attack, in which specially crafted bits of code are inserted into a Web-page form field or browser address bar to make a database behave erratically. SQL injections are fairly common and many database administrators routinely test their systems to prevent such attacks.

[ How to Create and Remember Super-Secure Passwords ]

Treasure trove of dumb passwords

Any time there's a big password breach, security experts get to work analyzing the data.

Anders Nilsson of the Slovakian security company ESET broke down the Yahoo! Voices data and found that the most common password was "123456," followed by "password" and "welcome." The most common password length was eight characters, and fully one-third of the passwords contained only lower-case letters.

Yahoo! Voices' administrators made a big mistake storing the passwords in plaintext, but all users need to bolster their own security as well. Make passwords harder to guess by making them more than eight characters long, and pepper them with upper-case letters, numbers and punctuation marks.?

From crisis to crisis
Yahoo! Voices started out several years ago as Associated Content, a so-called "content farm" that aggregated thousands of hastily written articles in an effort to draw search-engine traffic.

Yahoo! bought Associated Content two years ago, and last December rebranded it as Yahoo! Voices and shifted its focus to content generated by Yahoo! users.

(Yahoo! Voices should not be confused with Yahoo! Voice, a voice-over-Internet service associated with Yahoo! Messenger, Yahoo!'s instant-messaging service.)

It's not clear how old the user data is, or whether the decision to store passwords in plaintext was Associated Content's or Yahoo!'s. But Yahoo!'s information-technology team should have corrected the error nonetheless.

Everyone who's ever registered with Associated Content or Yahoo! Voices should change their passwords for that account immediately, and do the same for any other account that used the same password or registered email address.

Yahoo! was one of the early Web's first search engines and quickly grew into an all-encompassing "portal," offering news, email and instant-messaging services, movie listings and virtually anything else you could think of doing online.

But since it refused a buyout offer from Microsoft in 2008, Yahoo!'s been struggling to find its way, with top executives rotating in and out, thousands of employees being laid off and its stock price plummeting.

In May, Yahoo!'s chief executive officer was forced to resign five months into the job after it was learned he'd falsified his r?sum? to make it appear he had a degree in computer science.

(c) Copyright Thomson Reuters 2012. Check for restrictions at: http://about.reuters.com/fulllegal.asp

Source: http://www.msnbc.msn.com/id/48160193/ns/technology_and_science-security/

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Cosmetic Surgery ? How To Decide If You Need It

When you look in your mirror, do you like what you see? Do you still enjoy looking back at the person who is looking at you? If not, could it be that you?re growing more and more dissatisfied with the aging process? It may indeed be changing your appearance in a way you aren?t very happy with.

If this scenario hits home a little too closely, it may be you?ve already been considering cosmetic surgery. In this article, I hope to help you decide if this procedure is something you need.

First of all, before you can make any decision, you?ve got to consider a few very important things.

- Your motivation.

- The costs.

- Your health.

Hopefully, no one is pushing you to get cosmetic surgery. I can?t say strongly enough it?s got to be your choice. Why? Because, no matter what happens, YOU are the one who will have to live forever with the consequences.

Have you asked yourself what exactly is your motivation for having it? What is the one thing that will push you into making a definite decision? As I see it, you only have 3 choices ? proceed, stop or wait. It?s vital you stop and consider your true motivation.

When people feel as if they?re in control of their actions, they?ll often strive to enhance their life in a more positive and personal way. If this is the case, cosmetic surgery may be just what you need to get a new lease on life.

Improper motivation is when you look upon having it done because you?re living a negative, depressing existence, and you think it will be the answer to all your woes. If this is true, seek some professional help to sort out your problems and then you can reconsider the procedures with a better frame of mind.

As a matter of fact, if your life is being controlled by some psychological or emotional stress, this should be a glaring signal that it may not be the right time to consider cosmetic surgery. Deal with these issues beforehand, and you may come to the conclusion all is really well, and you can deal with life in a more satisfying manner.

Another area to take into consideration is your health. If you?re unsure about the state of your health, you can always have a complete physical checkup to squelch any doubts. A word to the wise ? you must be completely honest with your physician because there are a number of health risks which could play a crucial role in having surgery of any kind.

How are your finances?

You may not realize it, but elective procedures are rarely covered by insurance. It can be quite expensive. This is a serious consideration because you sure don?t want to go deep into debt. That carries its own problems.

As you can see, there are many important considerations for having cosmetic surgery. Hopefully, this article has helped you understand if it?s right for you.

Source: http://toddsblogs.com/healthandfitness/2012/07/11/cosmetic-surgery-how-to-decide-if-you-need-it/

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Airbus secures $2.3 billion order at Farnborough

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Source: http://news.yahoo.com/airbus-secures-2-3-billion-order-farnborough-114600917--finance.html

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Romney aide calls Obama's outsourcing ad 'a lie'

Republican presidential candidate, former Massachusetts Gov. Mitt Romney gestures during a speech to the NAACP annual convention, Wednesday, July 11, 2012, in Houston, Texas. (AP Photo/Evan Vucci)

Republican presidential candidate, former Massachusetts Gov. Mitt Romney gestures during a speech to the NAACP annual convention, Wednesday, July 11, 2012, in Houston, Texas. (AP Photo/Evan Vucci)

WASHINGTON (AP) ? Mitt Romney's campaign is pushing back against Obama campaign commercials depicting the former Massachusetts governor as someone who shipped jobs overseas as a private venture capitalist.

Romney campaign adviser Ed Gillespie says this charge by the Obama camp is, in his words, "a lie."

Gillespie tells NBC's "Today" show Thursday there wasn't any evidence Romney outsourced jobs as head of Bain Capital. Gillespie says, "When a president doesn't tell the truth, how can we trust him to lead."

Gillespie notes that Romney left the venture capital firm in 1999, saying the job outsourcing wasn't the policy when Romney was in charge. That, Gillespie says, has "been shown to be demonstrably false." Romney's push-back against President Barack Obama on this issue is the basis of a new Romney campaign ad.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/89ae8247abe8493fae24405546e9a1aa/Article_2012-07-12-Romney-Jobs/id-285f3c9f62874eb8992989576e8f15be

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Tottenham name Villas-Boas as new manager

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Source: http://news.yahoo.com/tottenham-name-villas-boas-manager-131635414--sow.html

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Mass., RI wind area review to aid new projects

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Source: http://news.yahoo.com/mass-ri-wind-area-review-aid-projects-185017480--finance.html

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Wray Herbert: Memories of a Child Refugee

For many, Sharbat Gula was the face of refugee children everywhere, although her identity was unknown for almost two decades. Captured by National Geographic photographer Steve McCurry in 1984, in a refugee camp in Pakistan, the penetrating eyes of the 12-year-old "Afghan girl" grabbed the world's imagination -- and became a symbol of the plight of war-damaged children. Not until 2002 was she finally located and identified, by that time repatriated and living with children of her own, in a country again at war.

Sharbat Gula is one of millions of Afghan children who have fled Afghanistan's seemingly endless war, seeking safety in foreign places. Many, like her, lost their parents to war -- and all lost their childhoods. It's fair to say that all have suffered emotionally, with psychic wounds that may never completely heal.

Many have also lost something else -- their memories. Psychological scientists have in recent years found that victims of trauma and depression lack the rich autobiographical memories that most of us have tucked away. Their memories of the past -- and not just the distant past, but new memories as well -- are overly general, stripped of particulars. It's as if they don't want to revisit the past in all its unhappy detail, so they only store away broad categories and paraphrases of experience.

This infertile past seems like an especially cruel injury for children to suffer. But in the past few years, clinical psychologists have been exploring the possibility of using this cognitive deficit as a therapeutic tool for treating people -- including refugee children -- who are at high risk for depression. The idea is that the barrenness of autobiographical memory might be modified -- made richer -- with practice, and that this cognitive intervention might ward off depression in the future.

A team of clinical psychological scientists has conducted the first trial of such an intervention, with encouraging preliminary results. Headed up by Laura Jobson of the University of East Anglia, UK, the team also includes scientists and clinicians from Iran, where the study was carried out. There are still many Afghan children and teenagers living as refugees, many of whom have lived in places like Iran for years now. The scientists selected a group of adolescents from a school in Qhom, all of whom had lost their fathers and immigrated almost a decade before. All suffered some degree of depression, and all were at risk for worsening depression down the road.

They also had deficits in the richness of their autobiographical memories. The scientists verified this by using words -- positive, negative and neutral -- to cue memory recall. They might show them the word party, for example, and ask them to call up a detailed memory of a party, something like this: "On my 12th birthday, we had a party on the 10th Street beach, and my uncle made a fire for me and my friends." This is a normal autobiographical memory, but those who are depressed or at risk for depression often have much sparer recollections. Some offer up a long and general memory: "I have had parties on my birthday every year." Or they simply define the category rather than offering a detailed memory at all: "Parties are used to celebrate important events like birthdays."

The intervention is called Memory Specificity Training, or MEST, and its aim is to help the teens enrich their deprived memories. Only some of the teens received the intervention; the others were control subjects. In five weekly group sessions, the researchers taught the selected teens about the differences between specific and overly general memories, and gave them examples of each. Then they were given homework consisting of ten cue words -- gigantic, bag, class -- which they were to use to spark detailed memories, either recent or from the past.

Subsequent sessions were a combination of reviewing homework and new class work with new cue words, sometimes positive, other times negative or neutral. The goal in each session was to call attention to any memories that were vague or categorical, and to encourage the teens to replace these with richer, more detailed recollections. At the end of the five weeks, the scientists again assessed the teenagers' memories. Symptoms of depression were assessed again at two months.

The results will be published in the new journal Clinical Psychological Science in the months ahead. In brief, the study showed that the memory training was very successful in enhancing the detail of personal memories, compared to the controls. And statistical analysis revealed that this memory improvement was not a result of improved mood. Instead, as hoped, enhanced memory appears to ameliorate symptoms of depression in the long run. In other words, this brief memory training enhanced the teenage refugees' autobiographical memories, which in turn led to significant improvements in their mental health.

This study is important for a few reasons. It led to improved mood in adolescence, a time of special vulnerability to serious depression. And it dealt with a non-Western refugee group, suggesting that the memory deficit may be a deep-rooted cognitive bias that cuts across cultures -- and one that might be treated across cultures. Finally, it represents a translation of a basic scientific insight into clinical practice -- a practice that might be feasible for many more of the world's uprooted and war-scarred children.

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Follow Wray Herbert on Twitter: www.twitter.com/wrayherbert

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Source: http://www.huffingtonpost.com/wray-herbert/memories-of-a-child-refug_b_1646381.html

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Plugging: The Breaking

Hello! Just shamelessly plugging my new RP - The Breaking. Here's a sneak peek:

"The Source. From between the cracks of dimensions, hiding in the cubbyholes between universes, it weaves its threads and instructs, informs, and guides. Where these threads touch reality becomes life - the heart of every atom and every soul, every conscious mind and every idea. It exists neither in reality nor outside of reality. It exists not at a single point, but everywhere, at once, at all times, at the same time. It is a mistress of Fate that acts as it should, not as it wants; it is a God that makes no demands and accepts no bribes.

The Prophet writes that a door once opened can be traversed both ways. There will come a time when the paths that instruct thirteen lives reverse, and the flow of fate becomes theirs to wield. It will be their instructions, their information, and their guidance that shapes reality. And it will be for this power the Source will begin a Reckoning beyond anything the world has ever seen. The Source will Break the world along every boundary of reality. The universe will crumble and die. So says the Prophecy of the Breaking.

But hope is not yet lost. In his infinite wisdom, the Prophet wrote of our salvation. The Thirteen Chosen can be stopped. They can be killed. Until the Chosen have come upon us to destroy the universe, we must wait, and learn, and prepare. We must become the guiding light of humanity, living in the shadows until the time is right. It is our duty to illuminate the true path. We are the Illuminati."

I know, corny Illuminati shtick there. Anyways, forgive the bad writing and come give it a shot, yeah?

Source: http://feedproxy.google.com/~r/RolePlayGateway/~3/Yn243uhCZ1I/viewtopic.php

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Md.: Registration for biotech credits postponed

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Source: http://news.yahoo.com/md-registration-biotech-credits-postponed-130545358--finance.html

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Afghan official: NATO airstrike kills 3 civilians

KABUL, Afghanistan (AP) ? An Afghan provincial official says a NATO airstrike has killed three civilians in the east of the country. A spokesman for the coalition says initial reports of the strike do not suggest any civilian deaths.

Logar province spokesman Din Mohammad Darwesh says NATO forces were on a foot patrol in Charkh district Monday morning when they came under fire from insurgents. He says they called in an airstrike and the bombardment killed three shopkeepers.

NATO spokesman Maj. Martyn Crighton says initial reports show only one airstrike in Charkh on Monday, with no civilian deaths. He says the strike was called on insurgents who were planting a bomb. Crighton says a number were killed and the body of at least one tested positive for traces of homemade explosives.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/cae69a7523db45408eeb2b3a98c0c9c5/Article_2012-07-02-Afghanistan/id-ffc607d4606c4fe68a1501760d283e10

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Drilling for gas under graves raises moral questions

COLUMBUS, Ohio?? Loved ones aren't the only thing buried in the 122-year-old Lowellville Cemetery in eastern Ohio. Deep underground, locked in ancient shale formations, are lucrative quantities of natural gas.

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Whether to drill for that gas is causing soul-searching as cemeteries ? including veterans' final resting places in Colorado and Mississippi ? join parks, playgrounds, churches and residential backyards among the ranks of places targeted in the nation's shale drilling boom.

Opponents say cemeteries are hallowed ground that shouldn't be sullied by drilling activity they worry will be noisy, smelly and unsightly. Defenders say the drilling is so deep that it doesn't disturb the cemetery and can generate revenue to enhance the roads and grounds.

"Most people don't like it," said 70-year-old Marilee Pilkington, who lives down the road from the cemetery in rural Poland Township and whose father, brother, nephew and niece are all buried there.

"I think it's a dumb idea because I wouldn't want anyone up there disturbing the dead, number one, and, number two, I don't like the aspect of drilling," she said.

Township trustees received a proposal this year to lease cemetery mineral rights for $140,000, plus 16 percent of any royalties, for any oil and gas. Similar offers soon followed at two other area cemeteries.

Longtime Trustee Mark Naples felt the same way as Pilkington when the issue arose ? despite the fact $140,000 could cover the cemetery's budget, minus road maintenance, for more than 20 years.

"Our concern was we weren't going to let anybody come in there and move anything" in the cemetery, he said. "They weren't going to have my vote for that."

John Campbell, a lease agent for Campbell Development LLC, a company based in Fort Worth, Texas, declined a request for more information on his proposal, which was not expected to stir any graves. He said only that the offer was not accepted.

It was just more fuel for drilling opponents in the Youngstown area, already rocked by a series of earthquakes that have been tied to deep-well injection of wastewater from hydraulic fracturing and other drilling activities. They're now fighting for a citywide drilling ban.

Concerns are driven largely by a lack of information, said John Stephenson, president of the Texas Cemeteries Association.

"A lot of it just has to do with the way that it's presented," he said. "You're hundreds of feet below the ground, and it's not disturbing any graves."

It's possible to reach oil and gas deposits now from drilling rigs placed sometimes miles away because of advances in what's called horizontal drilling. The technology has made vast new shale energy deposits available under the Northeast, Texas and elsewhere.

Stephenson leased mineral rights under two of his cemeteries within the past three years, he said. Each is about a century old and populated with 75,000 graves. Revenue from the leases ? he wouldn't say how much ? has allowed him to pave roads, repair fences and make other improvements during economic hard times.

The Catholic Cemeteries Association in Pittsburgh also saw benefits to leasing mineral rights under 11 of its cemeteries comprising more than 1,200 acres. The five-year lease, signed in 2008, came to light through news reports in 2010.

David Shields, a city councilman at the time, was able to push through a citywide drilling ban amid the outrage stirred up by the debate.

"Everybody (in the press) liked the ghoulish aspects of drilling on sacred ground and disturbing great-grandma's body and all that," Shields said. "I'd say there were many other issues of greater immediate concern, but that's what the hook to it was."

In Poland Township, officials were full of questions: Could they legally sell the mineral rights to a public cemetery? What claim would families with burial plots have to the royalties?

"You know what it is, it's emotional," Poland Township Administrator Jim Scharville said. "A lot of people don't want any type of drilling. There's something about disturbing the sanctuary of a cemetery. We're not talking about dinosaurs now and creatures that roamed the earth millions of years ago. We're talking about loved ones who have died, people we knew."

Plot owners have no legal claim to the mineral rights at a cemetery, Stephenson said. Their agreements are for an indefinite rental of sorts at the surface level ? and a promise the site will be maintained, he said.

The Ohio township was also worried about not acting, Scharville said, out of fear the oil and gas could be claimed through mandatory pooling and they would wind up with nothing. Under such laws, well operators can seek underground access to properties without the owner's permission through a state review board.

The inability to control mineral rights has also become a concern in Colorado, where the National Cemetery Association, which operates veterans' cemeteries, is working to select a site for a new cemetery.

One of four prospective sites, in Fountain, could have been open to drilling because the mineral rights weren't free and clear, said Glenn Madderom, the agency's chief of cemetery development and improvement service. That presented a disincentive, even though its owners plan to donate the land at no cost to the government.

"Certainly you don't want oil drilling operations occurring on a property where it could be disruptive to the services or to the visitors, to the serenity or the peace of the site," Madderom said. "A national cemetery, we call it a national shrine. It's a beautiful, well-maintained property that honors the veterans and their families, and so oil drilling operations on that site are just not appropriate."

The administration also successfully fought to move drilling operations to the other side of a forest abutting the veterans' cemetery in Natchez, Miss., to preserve the mood, he said. Such sites are all eventually listed on the National Register of Historic Places.

Copyright 2012 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Source: http://www.msnbc.msn.com/id/48026811/ns/us_news-environment/

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Vickie Guerrero: The best choice for permanent GM?

Vickie Guerrero judges herself after her week as Interim General Manager: WWE.com Exclusive, June 29, 2012In the midst of a heated argument, Vickie Guererro slaps Dolph Ziggler: SmackDown, June 29, 2012SmackDown GM Vickie Guerrero strips The Undertaker of the World Heavyweight Title: SmackDown, May 9, 2008Vickie Guerrero puts family first over Rey Mysterio: SmackDown, August 25, 2006Vickie Guerrero "punishes" Edge for his actions at Survivor Series: SmackDown, November 23, 2007Divas Summertime Beach Battle Royal: Raw, June 25, 2012Jack Swagger begs Vickie Guerrero for a United States Championship Match for Raw: WWE.com Exclusive, June 25, 2012

While some people like to play things close to the vest, others just can?t help but voice their every want and desire. The latter is definitely the case when it comes to Vickie Guerrero, as became abundantly clear this past week.

No one could ever accuse this week?s interim Raw and SmackDown General Manager of being subtle, and, true to form, Vickie once again showed her hand Friday on SmackDown. Announcing in no uncertain terms that it?s her goal to become the permanent GM of both shows, Guerrero alerted the WWE Universe to her long-term game plan.

Vickie, who cites both her prior experience in the role and her "creativity" while at the helm of the two shows, has time and time again shown a willingness to do whatever it takes to get the gig. In an attempt to curry favor with the WWE Board of Directors ? who will ultimately make the final call when it comes to choosing the GM on the 1,000th episode of Raw ? Vickie shared, in a WWE.com exclusive video, what she gave the WWE group of head honchos to increase her chances at landing the desired position.

While WWE?s resident Cougar may not be the first choice among many members of the WWE Universe, Vickie just may be the person best suited to grab hold of the reins left idle in the wake of John Laurinaitis? firing by Mr. McMahon at No Way Out. Guerrero?s resume certainly speaks to her ability to handle the GM role ? having served in that capacity on both Raw and SmackDown in the past. So, perhaps she is the right woman for the job.

Vickie appears to be already accumulating the endorsements in her favor, as both Dolph Ziggler and Daniel Bryan have publicly lauded her efforts. By that same token, however, The Showoff found out Friday night that even those on good terms with the would-be GM might not be invulnerable to her wrath. When Guerrero shockingly slapped Ziggler, she demonstrated the type of iron fist-like rule that she is capable of imposing while in a position of authority ? a trait that may be necessary to successfully steering the dual-show ship.

Additionally, Vickie?s a proven decision maker, as made evident by the monumental Triple Threat Title Match she made for this week?s SmackDown main event. She certainly has no qualms when it comes to dealing with a dissenting fan base.

While she?s made no secret in her vying for the opportunity to take back both SmackDown and Raw as permanent GM, wanting and doing are two very different things. As such, the future of Vickie Guerrero ? and the entire WWE roster, for that matter ? will be uncertain until the Board makes its final decision.

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Source: http://www.wwe.com/shows/smackdown/vickie-guererro-the-best-choice-for-permanent-gm

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Midweek July Fourth causes muddle for travelers

NEW YORK (AP) ? Who knew the calendar could cause so much vacation heartburn?

For the first time in five years Independence Day falls on a Wednesday, leaving travelers unsure when to celebrate and worrying those who make a living off tourists.

"The midweek holiday seems to have travelers confused," said Anthony Del Gaudio, vice president of hotel sales for Loews Hotels, which isn't seeing the normal July Fourth spike in bookings.

Those who sell vacations say this year's calendar gives Americans more options: Tack on Saturday through Tuesday or Thursday through Sunday to the holiday, or just take the entire week off.

But consumers' confidence has been waning. Now, some aren't happy about having to burn an extra vacation day or two to get that long weekend. From 2008 through 2011, the work holiday fell on either Friday or Monday, so employees and their families got an automatic three-day weekend, similar to Memorial Day and Labor Day.

"It's irritating because everybody wants those three, four-day holiday weekends," said Tom Donohue, who runs an HIV awareness program based in Charlottesville, Va.

In recent years, he's traveled to see family in Pennsylvania, including his father whose birthday is on July 2. There's swimming and boating on the Susquehanna River and ? of course ? fireworks.

Not this year. Donohue plans to stay local, savings those days off "for an actual vacation," a Caribbean cruise in October.

Others are determined to have their summer holiday no matter what.

Alicia Hutton, her husband and their two daughters are flying from Boston to Baltimore to see family. The parents had to take two extra days off from their jobs to make the Wednesday-Saturday trip work.

"It's not ideal because normally we would tack on one day to a long weekend," Hutton said.

AAA, one of the nation's largest travel agencies, projects 42.3 million Americans will journey 50 miles or more from home between July 3 and July 8. That's roughly the same amount that traveled in 2007, the last time July Fourth fell on a Wednesday. Last year, when the holiday fell on a Monday, 40.3 million people traveled. But before you think it's a big increase, note that AAA's economists changed how they estimated the number of travelers: They used a six-day period this year compared to five last year.

"In general, we think that travel from last year is pretty flat," said Shane Norton, a director at IHS Global Insight, which provides economic forecasting and research for AAA.

The economy weighs heavily on families' travel plans. Consumer confidence has fallen for four straight months as Americans continue to worry about their jobs and retirement funds. The June reader of a widely followed confidence index was 62. A reading of 90 indicates a healthy economy.

That helps explain why families don't seem prepared yet to splurge on vacation. Many want to get away but are opting for lower-priced hotels and are looking specifically for properties with free breakfast and Internet. Or they're choosing instead to stay with friends or relatives.

The typical traveler will spend $749 over six days, down from $807 over five days last year, according to an online survey of 344 people conducted for AAA. Another look at the holiday, by Visa Inc., shows that all Americans ? whether traveling or not ? will spend an average of $191 on July 4th activities, down from $216 last year. Visa surveyed 1,012 people by telephone.

"With most Americans continuing to watch every dollar closely, many have realized that sparklers and flag emblazoned t-shirts are not essential items" Jason Alderman, Visa's senior director of global financial education said in a statement.

Some don't plan to celebrate at all. There will be no trips to the beach, no fireworks and no barbeques for 1 in 5 Americans, according to Visa.

The overwhelming majority of Independence Day travelers plan to drive: 35.5 million people or 84 percent of travelers according to AAA. As they do, they'll get a break at the pump.

The price of gasoline, always on travelers' minds before a summer road trip, is now an average $3.33 per gallon ? down from almost $4 in early April, when there was talk of $5 gas by summer. Whether that will translate into spending more at their destination remains unclear.

"Theoretically, it should boost consumer spending, but so far there's no evidence of that," said energy consultant Jim Ritterbusch. "The housing industry is still depressed and that's keeping people from being confident. They're going to remain thrifty."

Another 3.2 million travelers, or 8 percent of holiday vacationers, plan to fly. That will boost their credit card bills: the average domestic roundtrip ticket is $391, up 6 percent from last year, according to Travelocity.

Hotel rooms will also cost more. The average price for a room in the top 25 cities will be $140, up 16 percent from last year, according to Orbitz.

Some families haven't been able to travel for three or four years. There are signs they might finally be ready for a summer trip, whether it's this week or not.

Adam Weissenberg, who heads the travel and hospitality consulting group at Deloitte, said many families canceled or delayed vacations during the recession.

"People are starting to say: gee, I need to take a vacation," Weissenberg said.

Brandy Moore, owner and captain of Biloxi Shrimping Trips in Mississippi, was worried about the mid-week holiday but has ended up selling out her 20-person, 6 a.m. fishing tour for Tuesday, Wednesday, Thursday and Friday. But she attributes it to a better overall summer season; not a particularly strong Independence Day.

"We are just are having a really busy summer all around," Moore said.

At Kampgrounds of America Inc., which operates 450 campgrounds in the United States under the KOA name, summer bookings are up 5 percent from last year.

But KOA is still feeling the effect of the calendar quick. Reservations for the July Fourth holiday are down 4 percent.

"It's the weakest situation we could ask for," said Mike Gast, the company's vice president of communications. "We obviously like it to be a Friday or Monday."

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Reporters Chris Kahn and Samantha Bomkamp contributed to this report.

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Scott Mayerowitz can be reached at http://twitter.com/GlobeTrotScott.

Source: http://news.yahoo.com/midweek-july-fourth-causes-muddle-travelers-150051275--finance.html

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